There are a few factors that chase looks at before approving the chase sapphire preferred card.
Chase sapphire preferred approval requirements.
Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
This is the biggest bonus for a personal chase credit card that earns chase ultimate rewards points so you ll want to do everything you can to ensure a successful.
Freedom amazon southwest with a total credit of.
But sometimes even.
Final word on chase sapphire preferred approval odds.
A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card.
If you ve applied for 5.
In this case your new chase sapphire preferred card will be sent to you within 2 weeks.
You can only access the benefits available with your current credit card.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
If you have a decent credit history a few accounts 3 to 5 years old or more a decent score somewhere close to 720 and an income of 50 000 you probably have some good odds of being approved.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
You also need to be under chase s 5 24 rule.
What credit score is needed for chase sapphire preferred.
Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.
Tips on how to get approved for the chase sapphire preferred.
Restrictions and limitations apply.
If you have excellent credit and strong qualifications you may get an instant approval.
According to credit karma the chase sapphire preferred s average required score is 736.
Approval time for chase sapphire preferred.
The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.
I have three cards from chase.
Basically many chase credit cards including this one are subject to what s known as the 5 24 rule which means you won t be approved for a chase sapphire preferred card if you ve opened five or more credit card accounts within the last 24 months.
However it s certainly possible to be approved for the chase sapphire preferred as a beginner.
After all tpg contributor ethan steinberg had no trouble getting approved for the chase sapphire preferred as his first card.
The chase sapphire preferred is a great card and chase won t just approve anyone for it.
And the typical low score is 646.
Accounts subject to credit approval.
Chase sapphire reserve vs chase sapphire preferred review.
You usually need an excellent credit score.
Approval factors for chase sapphire preferred.
