645 credit score needed one of the top cards our experts recommend is the chase sapphire preferred card.
Chase sapphire preferred credit card credit score.
The chase sapphire preferred card is one of the most popular travel reward cards on the market.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
It is geared to consumers having good to excellent credit scores with an average score of 736 among cardholders.
We like this card because it offers many of the same benefits as the chase sapphire reserve card for a much smaller annual fee.
But it s not so easy to get.
The chase sapphire preferred card is one of those cards affected by this rule.
Accounts subject to credit approval.
The average score among cardholders is 736.
According to credit karma the chase sapphire preferred s average required score is 736.
Chase sapphire preferred credit history issue.
Restrictions and limitations apply.
You can only access the benefits available with your current credit card.
And the typical low score is 646.
Chase sapphire preferred card.
After all tpg contributor ethan steinberg had no trouble getting approved for the chase sapphire preferred as his first card.
Chase is running a valuable promotion right now concerning its chase sapphire preferred credit card which i ve written about here.
I know some have been approved with a much lower credit score so i would assume if you currently have an account with chase you may have a better chance than someone like me that has no ties to chase at all.
However it s certainly possible to be approved for the chase sapphire preferred as a beginner.
My credit score on credit karma is a 750 avg and over 800 in the real world by the big 3 credit bureaus so go figure.
Currently you can earn 80 000 bonus points after spending 4 000 within three months of account opening.
If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.
Your overall credit score is just 1 part of the equation.